A wearable dual-band dual-polarized fabric antenna is screen printed on a cotton polyester substrate to operate at the industrial scientific and medical band at 2.45 GHz and wireless local area network at 5.2 GHz. A rectangular slot with a pair of L-shaped branches are used to excite dual bands. The rectangular slot is used to achieve lower band resonance at 2.45 GHz with linear polarization, and an L-shaped branch with a stub is used to obtain the circular polarization at 5.2 GHz. A 3 × 3 electromagnetic bandgap (EBG) structure is enabled behind the antenna to minimize the back radiation and specific absorption rate (SAR). The antenna provides a measured impedance bandwidth (BW) of 25% from 2.1 to 2.7 GHz (600 MHz), and 18% from 4.5 to 5.7 GHz (1.2 GHz), respectively. The antenna also has a 3-dB axial ratio BW of 15% from 4.6 to 5.35 GHz (750 MHz). The antenna exhibits a measured gain of 5.1 dB at 5.2 GHz and 6.4 dB at 2.45 GHz. The SAR is validated by using a CST (computer simulation technology) voxel human body model and found to be 0.0949 and 0.127 W/kg for 1 g tissue at 5.2 and 2.45 GHz, respectively. The dimension of the proposed EBG integrated antenna is (0.52 λ × 0.52 λ × 0.07 λ). The antenna and EBG structure are screen printed with silver conductive ink, which provides good conductivity, conformability, comfort, wearability, and being lightweight.