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  • 1.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Auktoriserade fastighetsvärderares syn på värdering: tankemönster om kommersiella fastigheter2012Licentiate thesis, monograph (Other academic)
    Abstract [en]

    The valuation of commercial properties is about collecting, analyzing and assessing information. In addition to the fact that the properties' market values ​​are important to society as a whole, they are important to those who make decisions based on value statements. The purpose of this thesis is a) to identify how Swedish professional property valuers certified by ASPECT look at the value-influencing factors that determine the values of commercial properties when valuation is made prior to preparing financial statements and b) to compare and draw conclusions about the ASPECT certified property valuers´ thinking in terms of content, complexity and homogeneity and to what extent the thought patterns differ between different groups of property valuers.

    To map property valuers´ thought patterns I use Kelly´s (1955) Repertory Grid technique and complementary semi-structured interviews. I have interviewed nearly half (67) of the professional ASPECT certified property valuers in Sweden. The result shows three interpretable dimensions that can be considered central in the property valuers´ thought patterns.  The first dimension relates to the focus of valuation. It is about property valuers understanding that different kinds of information and assessment have different effects on property valuation on micro and macro levels. The micro level refers to the relation between properties and their property owner and macro level refers to the relation between properties and the market at large. The second dimension shows that verifiable information reflects that the property valuer understands that some information is more or less verifiable by the nature of information. The third dimension is related to the assessment´s complexity. It is about property valuers perceiving that different types of information are simpler and more complex to assess.

    The results indicate that ASPECT certified property valuers have relatively complex thought patterns. When certified property valuers are divided into groups based on different background variables, the three dimensions are in all groups. This indicates that property valuers also have relatively homogeneous thought structures. Some differences in complexity and homogeneity emerge, however. These differences are mainly based on the property valuers´ place of business and what universities they studied at.

  • 2.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Fastighetspriser för småhus i Västernorrland2013Report (Other academic)
  • 3.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Information sources for commercial property valuations and their quality.2016Conference paper (Refereed)
    Abstract [en]

    Purpose –This study describes and analyses Swedish authorized property appraisers use of information sources and information when appraisal commercial properties in different on geographical location, i.e. place of business.

    Design/methodology/approach –A survey was used for data collection. Half of the 138 authorized property appraisers in Sweden at the time ofthe study was participating. A questionnaire was finalised after completion of a pilot study and distributed in face-to-face interviews. The repertory grid technique was used as a questionnaire tool. Non-parametric statistical measures were used.

    Findings–Analysis of the data indicate that information sources is not always used depending on the relevance and the reliability of the information.

  • 4.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Property valuation: How does education from a high status university effect the professional valuers value judgments?2014Conference paper (Refereed)
  • 5.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Värdering av kommersiella fastigheter – en empirisk studie av auktoriserade fastighetsvärderare och deras tankemönster2012Conference paper (Refereed)
  • 6.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Ekholm, Sara
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Giritli Nygren, Katarina
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Hemmingsson, Olov
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Jarnkvist, Karin
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Kvarnlöf, Linda
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Lundgren, Minna
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Olofsson, Anna
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    ֖hman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Climate Change, Insurance, and Households: A Literature Review2016Report (Other academic)
  • 7.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Gebert Persson, Sabine
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Kulander, Maria
    Högskolan i Gävle.
    Lind, Hans
    KTH, Bygg- och fastighetsekonomi.
    Boende för äldre: En studie av 10 kommuner2015Report (Other academic)
    Abstract [sv]

    Andelen äldre personer i det svenska samhället ökar. I Sverige finns boendeformer som på olika sätt är anpassade efter äldres behov. Hur utbudet av dessa för äldre individer anpassade boendeformer ser ut och vilken information kommuner ger till äldre kan ses som viktiga för att förstå om äldre väljer att bo kvar eller flytta.  I denna rapport kartläggs hur nuvarande utbud av de tre boendeformerna vård- och omsorgsboende, trygghetsbostäder och seniorbostäder ser ut på bostadsmarknaden vad gäller den äldre befolkningen i tio utvalda kommuner. I rapporten ligger tonvikten på kommunala företrädares uppfattningar och på kommunernas planer. För att få en större förståelse görs jämförelser med siffror från samtliga kommuner hämtade från Boverkets Bostadsmarknadsenkät (2014). Denna rapport är den första delen av en större studie som syftar till att undersöka push- och pullfaktorer som påverkar äldres val av boende. Av kartläggningen framgår att bostadsutbudet i de olika kommunerna skiljer sig åt, där vissa har bostadsöverskott medan andra har bostadsunderskott men där majoriteten av kommunerna erbjuder de tre olika boendeformerna. I storstadsregionen och i de större städerna finns ett utbud av samtliga tre boendeformer medan flera av glesbygdskommunerna saknar trygghetsbostäder. Rådgivning i de flesta kommuner är reaktiv snarare än proaktiv. I rapporten väcks frågan om hur vi ska se på boendet för de äldsta.                      

  • 8.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Gebert-Persson, Sabine
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Giritli Nygren, Katarina
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Nyhlén, Sara
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Olofsdotter, Gunilla
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Kvarnlöf, Linda
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Lidén, Gustav
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Olofsson, Anna
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Att vända det onda till gott: möjligheter till nytänkande i mellersta Norrland till följd av den demografiska förändringen2015Report (Other academic)
  • 9.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Hemmingsson, Olov
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Homeowners attitudes and behaviour related to climate change adaptation and insurance2016Conference paper (Refereed)
    Abstract [en]

    This quantitative study is a part of the research project The insurance industry and climate change: Short- and long-term consequences of home owner's understandings of risk, ability to pay and risk behaviour. The purpose of this paper is to analyse home owners’ perceptions and behaviours related to climate risks. The research question that the study seeks to answer is ‘What impact does social and spatial structures as gender, class, family status and housing region have for home owners’ perceptions of climate risks and precautionary behaviour related to climate change adaptation?’. To investigate this, a national survey was sent out to 3000 people, which resulted in a response rate of 30 percent.54 percent of the respondents are residential homeowners, and compose the core respondents of this study. Some preliminary results show that the respondents perceive climate change as a relatively sever risk compared to other kinds of risks, but at the same time are not very active in taking responsibility or otherwise acting to adopt society or their own homes to climate change. These results are further analysed and discussed using social and spatial factors.

  • 10.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Lind, Hans
    KTH .
    Är fastighetsvärderingar att lita på för banker och andra aktörer?2015In: Trovärdighet och förtroende i ekonomiska relationer / [ed] Peter Öhman, Heléne Lundberg, Lund: Studentlitteratur AB, 2015, 1, 75-93 p.Chapter in book (Refereed)
  • 11.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Lind, Hans
    KTH, Skolan för arkitektur och samhällsbyggnad (ABE), Fastigheter och byggande, Bygg- och fastighetsekonomi..
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    How Does Education from a High-Status University Affect Professional Property Appraisers' Valuation Judgments?2016In: Journal of Real Estate Practice and Education, ISSN 1521-4842, Vol. 19, no 2, 99-124 p.Article in journal (Refereed)
    Abstract [en]

    The repertory grid technique is used to investigate professional property appraisers' thought patterns, and these patterns' complexity, with respect to the universities from which the appraisers graduated. Nearly half of Sweden's 138 authorized property appraisers participated in the study. The results indicate that the appraisers graduating from the university with the longest tradition of property education and ranked highest among the universities offering such education in Sweden have less complex thought patterns than do those graduating from other Swedish universities. This indicates that appraisers graduating from the highest ranked university simplify their valuation judgments more than do other appraisers.

  • 12.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Authorised property appraisers’ perceptions of commercial property valuation2016In: Journal of Property Investment & Finance, ISSN 1463-578X, E-ISSN 1470-2002, Vol. 34, no 3, 225-248 p.Article in journal (Refereed)
    Abstract [en]

    Purpose – The purpose of this paper is to describe and analyze the thought patterns of authorized property appraisers (APAs) when valuing commercial properties, and draw conclusions about their collective thinking in terms of content, complexity, and homogeneity. Design/methodology/approach – A standard set of value-adding factors and bipolar constructs was included in a grid form used for data collection. The repertory grid technique and principal component analysis were used to map and analyze the thought patterns of nearly half of the APAs in Sweden. Findings – Analysis of the mean grid for all respondents revealed three dimensions in the aggregated APA thought pattern: property object – property market focus, abstract – specific information, and expert – superficial assessments. The aggregated thought pattern was found to be moderately complex, and the APAs demonstrated relatively strong homogeneity in their thought patterns. Practical implications – Based on the moderate complexity and relatively strong homogeneity in respondent thought patterns, this study discusses the upcoming establishment of a profession. Originality/value – To the authors’ best knowledge, this is the first study using the repertory grid technique to map and analyze APA thought patterns at an aggregated level.

  • 13.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Fastighetspriser för hyreshus i Västernorrland2013Report (Other academic)
  • 14.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    How authorized property appraisers perceive information for valuation of commercial properties2015Conference paper (Refereed)
    Abstract [en]

    Purpose – This study describe and analyze authorized property appraisers’ (APAs) thought patterns when commercial properties are valued, and compare and draw conclusions about their thinking in terms of content, complexity and homogeneity.

    Design/methodology/approach – First, a standard set of elements and constructs was included in the grid form (used for data collection). Second, the repertory grid technique and principal component analysis were used to map and analyze the thought patterns of nearly half (67) of the authorized APAs in Sweden.

    Findings - Analysis of the individual grids and the mean grid of all respondents demonstrated similarities in the APAs construing and revealed relatively homogeneous thought patterns. Accordingly, the APAs seem encouraged by general guidelines (such as Swedish Annual property Index valuation guidance), and by guidelines and ethical rules prepared by the APAs own organization. At the same time the APAs thought patterns were found to be relatively complex. They focus on several kinds of information and their assessments are perceived to effect property valuation on micro and macro levels differently.

    Practical implications – Based on the homogeneity in the APA’s thought patterns, this study discusses if authorized APAs have begun a “legitimacy journey” towards an upcoming establishment of a profession.

     

    Originality/value – To the auditors knowledge this is the first study using the repertory grid to map and analyse APA’s thought patterns at an aggregated level.

  • 15.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    How authorized property appraisers perceive information for valuation of commercial properties: A repertory grid study2015Conference paper (Refereed)
  • 16.
    Bellman, Lina
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Öhman, Peter
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Värdering av kommersiella fastigheter2012Report (Other academic)
  • 17.
    Gebert Persson, Sabine
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law. Uppsala Universitet.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Flyttkedjor och boende på ålderns höst2015Report (Other academic)
    Abstract [sv]

    Detta projekt har Sabine Gebert Persson och Lina Bellman vid CER bedrivit tillsammans med Hans Lind vid KTH och Maria Kulander vid högskolan i Gävle. Syftet var att studera utbud av bostäder för äldre samt vilka push- respektive pullfaktorer som påverkar äldres val av boende. Resultaten visar att det saknas en samsyn om bostadsformer, majoriteten av kommunerna har reaktiv informationsspridning och boendemiljö är den faktor som påverkar mest. Resultaten från projektet har tidigare publicerats i rapporterna "Vad påverkar äldres val av boendeform" (Gebert Persson, Bellman, Kulander och Lind, 2015) och "Boende för äldre: En studie av 10 kommuner" (Lind, Kulander, Gebert Persson och Bellman, 2015).

  • 18.
    Gebert-Persson, Sabine
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    von Koskull, Catharina
    University of Vaasa.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    I don’t want to be a burden to my children: a study of older adults’ perceptions of senior housing in Sweden and Finland2016Conference paper (Refereed)
    Abstract [en]

    Purpose – Research focusing on wellbeing of individuals and communities, i.e. transformative service research (TSR), has become one of the top priorities in service research. TSR is still in its infancy and more research is needed in this area. This paper contributes to TSR by studying older adults’ perceptions of the transition from independent living at home to dependent living in senior housing with assisted care.

    Methods – The paper draws on the findings of a large scale survey with older adults conducted in Sweden, and an eight months long ethnographic field study conducted at a senior housing site in Finland.

    Findings– We identified a complex range of issues motivating older adults to move into senior housing with assisted care. Through the lens of selfdetermination theory we suggest that the more intrinsic the motives are to make such a transition, the greater the potential for experiencing eudaimonic wellbeing. While this insight is not groundbreaking, thus far transformative research has not investigated this topic.

    Conclusions – As more individuals live longer and the older adults grow in size as a group, the demand on care service is increasing. Assistance will be needed for daily living and developing senior housing that support wellbeing is essential to meet these consumer needs.

  • 19.
    Jarnkvist, Karin
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Narratives of climate risks in relation to housing2016Conference paper (Other academic)
    Abstract [en]

    This qualitative study is a part of the research project The insurance industry and climate change: Short- and long-term consequences of home owner's understandings of risk, ability to pay and risk behaviour. The purpose of this paper is to get a deeper understanding of how homeowners’ construct risk of climate change in relation their own homes. Interviews with 27 households including 35 individuals in five regions in Sweden have been made. The interviewees live in one family houses; some in old ones and others in new built houses, some live at the countryside and others in cities. The thematic narrative analysis of the results reveal that social categories such as gender, class, age, educational level and geographic setting intersect in the construction of risk. Several different narratives are discovered in the material, in which the construction of risk of climate change in relation to the homes of the narrators is made in altered ways.

  • 20.
    Jarnkvist, Karin
    et al.
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Bellman, Lina
    Mid Sweden University, Faculty of Human Sciences, Department of Business, Economics and Law.
    Ekholm, Sara
    Mid Sweden University, Faculty of Human Sciences, Department of Social Sciences.
    Berättelser om klimatrisker och boende: Sociala strukturers betydelse för hur bostadsägare förhåller sig till klimatrisker i relation till sina bostäder2017Report (Other academic)
    Abstract [sv]

    Rapporten redovisar resultat från en del av ett projekt om hur bostadsägare uppfattar och hanterar klimatrisker i relation till sina bostäder. Syftet med delprojektet är att få en fördjupad förståelse för bostadsägares riskuppfattningar och riskbeteenden samt hur dessa relaterar till olika sätt att resonera om försäkringsfrågor. Som ett led i detta undersöker vi hur olika berättelser om risk skapas i relation till sociala och rumsliga strukturer. Studien har genomförts på lokal nivå i områden som betraktas som utsatta för klimatrelaterade risker i större eller mindre omfattning, såväl i stad som glesbygd. En tredjedel av de 44 intervjuade personerna bor i nybyggda hus och resten bor i äldre hus. De flesta intervjuer har utförts som medföljande observationer, där vi besökt bostadsägarna i deras hem och låtit dem berätta om hur de uppfattar och hanterar klimatrelaterade risker i förhållande till bostadens utformning och lokalisering samt hur de resonerar om olika försäkringsfrågor. Vid analysen av materialet har intervjuerna kategoriserats i totalt sju så kallade riskberättelser, baserat på olika förhållningssätt till klimatrelaterade risker. För att förstå hur olika uppfattningar om risk skapas i relation till sociala och rumsliga strukturer har vi använt intersektionell riskteori vid analysen av de olika riskberättelserna. Resultaten indikerar att individens sociala och rumsliga kontext har betydelse för såväl riskuppfattning som riskbeteende och attityd till försäkringar vilket skapar olika förutsättningar för vilken beredskap försäkringstagare har i fråga om klimatrelaterade risker. Samhället lägger idag ett stort ansvar på hushållen att själva förebygga och hantera skador orsakade av väderrelaterade händelser. Våra resultat visar att människor med hög utbildning, goda ekonomiska möjligheter och/eller hantverksskicklighet troligen klarar sig bra i ett sådant system eftersom de har såväl kunskap som ekonomisk möjlighet att göra praktiska och ekonomiska åtgärder för att skydda sig mot olika former av risker. Även kön har betydelse för hur människor uppfattar och hanterar klimatrisker i relation till bostaden eftersom hus och försäkringsfrågor av många betraktas vara männens ansvarsområde. Lågavlönade, ensamstående kvinnor i riskutsatta områden och personer med dålig hälsa riskerar stå utan skydd i ett samhälle där bostadsägaren bär det främsta ansvaret för sin och husetssäkerhet.

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