Financial advisors are professionals with a high level of financial knowledge and skills, but do they use their own working experience to achieve financial health? In fact, little is known whether financial advisors utilize their financial capability and adopt financial behavior, and how they ensure their own financial well-being and mitigate financial stress. Based on the capability approach and previous studies, an online questionnaire was developed and sent to a sample of financial advisors in the USA. We received 232 valid responses, and the results suggest that financial advisors' capability can address financial well-being and financial stress. However, their own financial behavior, per se, does not. To solve this dilemma, the study emphasizes the effect of regularly practicing lifelong learning and physical activity. Our study also offers insights that help institutions that organize the career requirements of financial advisors.