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Yazdanfar, Darush
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Publications (10 of 81) Show all publications
Dimitrova, I., Öhman, P. & Yazdanfar, D. (2019). Challenges in the Limited Choice of Payment Methods in Terms of Cashless Society: Bank Customers' Perspective (work in progress). In: ICEEG 2019 Proceedings of the 2019 3rd International Conference on E-commerce, E-Business and E-Government: . Paper presented at ICEEG 2019, Lyon, France, June 18-21, 2019 (pp. 45-48).
Open this publication in new window or tab >>Challenges in the Limited Choice of Payment Methods in Terms of Cashless Society: Bank Customers' Perspective (work in progress)
2019 (English)In: ICEEG 2019 Proceedings of the 2019 3rd International Conference on E-commerce, E-Business and E-Government, 2019, p. 45-48Conference paper, Published paper (Refereed)
Abstract [en]

This paper aims to give insights upon the main challenges that bank customers can encounter and their relationships to digital payment methods usage. An online survey will be applied for collecting data and sent to critical network groups (who are also bank customers). Additional virtual observations will be employed. Factor analysis is considered to be conducted to purify the data and to prepare for further analysis, i.e. regression models.

Keywords
challenges, digital payment methods, cash, bank customers, Sweden
National Category
Economics and Business
Identifiers
urn:nbn:se:miun:diva-36807 (URN)10.1145/3340017.3340034 (DOI)
Conference
ICEEG 2019, Lyon, France, June 18-21, 2019
Available from: 2019-08-09 Created: 2019-08-09 Last updated: 2019-08-09Bibliographically approved
Öhman, P. & Yazdanfar, D. (2018). Bank lending and housing prices in Sweden. International Journal of Housing Markets and Analysis, 11(3), 498-519
Open this publication in new window or tab >>Bank lending and housing prices in Sweden
2018 (English)In: International Journal of Housing Markets and Analysis, ISSN 1753-8270, E-ISSN 1753-8289, Vol. 11, no 3, p. 498-519Article in journal (Refereed) Published
Abstract [en]

Purpose The purpose of this study is to investigate the Granger causal link between bank lending and housing prices.

Design/methodology/approach Several econometric methods, including Granger causality tests based on a vector error correction model, were applied to analyse monthly time series data in the Swedish context. The data cover bank lending, apartment prices, villa prices, mortgage rates and the consumer price index from September 2005 to October 2013.

Findings The results indicate that bank lending and housing prices are cointegrated. According to Granger causality tests, bidirectional relationships exist between bank lending and each of apartment and villa prices, confirming the financial accelerator mechanism. However, earlier shocks arising from housing prices themselves account for the greatest variation in future prices.

Originality/value To the authors' knowledge, this study represents the first analysis of the causal link between bank lending and the housing market in terms of apartment and villa prices in the Swedish context.

Keywords
Housing prices, Bank lending, Granger causality tests, Vector error correction model, Apartment prices, Villa prices
National Category
Economics and Business
Identifiers
urn:nbn:se:miun:diva-34040 (URN)10.1108/IJHMA-07-2017-0063 (DOI)000434251100004 ()2-s2.0-85045223327 (Scopus ID)
Available from: 2018-06-29 Created: 2018-06-29 Last updated: 2019-03-26Bibliographically approved
Roxenhall, T., Yazdanfar, D. & Öhman, P. (2018). CSR commitment as window dressing strategy driven by dissatisfied customer. In: Jodie Conduit, Carolin Plewa, Dean Wilkie (Ed.), 2018 ANZMAC Conference Proceedings: . Paper presented at ANZMAC,December 3-5, 2018, Adelaide, Australia.
Open this publication in new window or tab >>CSR commitment as window dressing strategy driven by dissatisfied customer
2018 (English)In: 2018 ANZMAC Conference Proceedings / [ed] Jodie Conduit, Carolin Plewa, Dean Wilkie, 2018Conference paper, Oral presentation with published abstract (Refereed)
Abstract [en]

Despite a growing body of literature about firm CSR commitment, no empirical study has yet focused on the issue. Therefore, the aim of this study is to empirically examine how customers’ experiences and attitudes affect firms’ attitudinal and behavioral CSR commitment. The OLS regression model was applied to analyze a sample of 414 companies operating in 49 countries. The results demonstrate a negative relationship between attitudinal CSR commitment and behavioral CSR commitment implying that that sampled firms do not do what they claim to do. The findings also indicate that firms with less satisfied customers show higher attitudinal CSR commitment  than those firms that have more satisfied customers. The findings of this study can be used for designing policies of efficient implications of CSR. 

Keywords
CSR commitment, customer dissatisfaction, window dressing
National Category
Business Administration
Identifiers
urn:nbn:se:miun:diva-35087 (URN)978-1-877040-65-8 (ISBN)
Conference
ANZMAC,December 3-5, 2018, Adelaide, Australia
Available from: 2018-12-07 Created: 2018-12-07 Last updated: 2018-12-07Bibliographically approved
Yazdanfar, D. & Öhman, P. (2018). Growth and job creation at the firm level: Swedish SME data. Management Research Review, 41(3), 345-358
Open this publication in new window or tab >>Growth and job creation at the firm level: Swedish SME data
2018 (English)In: Management Research Review, ISSN 2040-8269, E-ISSN 2040-8277, Vol. 41, no 3, p. 345-358Article in journal (Refereed) Published
Abstract [en]

Purpose: The purpose of this study is to investigate the association between firm sales growth and employment level as a proxy for job creation among small and medium-sized enterprises (SMEs). Design/methodology/approach: The hypotheses were empirically examined by performing several univariate and multivariate regressions to investigate a large panel data set of 13,548 Swedish SMEs in four industry sectors in the four-year period from 2009 to 2012. Findings: The results indicate that growth, in terms of sales, as a competitive advantage is positively related to the number of employees hired by the sampled firms. In addition, the size and age variables are also positively associated with the number of employees hired. The results support the suitability of implementing the resource-based view to explain job creation by SMEs. Originality/value: While previous studies have mostly ignored the impact of these firm-level variables on job creation, the current study highlights the effect of firm-specific characteristics such as sales growth, size, age and industry. The authors use a combination of models to analyse a large cross-sectoral data set regarding the association, in SMEs, between the firms’ sales growth and job creation.

Keywords
Entrepreneurship and small business management, Firm growth, Job creation, Panel data, Resource-based view, SMEs, Sweden
National Category
Economics and Business
Identifiers
urn:nbn:se:miun:diva-33507 (URN)10.1108/MRR-03-2017-0093 (DOI)000430014800004 ()2-s2.0-85044599607 (Scopus ID)
Available from: 2018-04-17 Created: 2018-04-17 Last updated: 2018-05-15Bibliographically approved
Öhman, P. & Yazdanfar, D. (2018). Lägenhets- och villapriser, börsindex och banklån. Mid Sweden University
Open this publication in new window or tab >>Lägenhets- och villapriser, börsindex och banklån
2018 (Swedish)Report (Other academic)
Place, publisher, year, edition, pages
Mid Sweden University, 2018. p. 7
Series
Rapport / CER - Centrum för forskning om ekonomiska relationer ; 2018:1
National Category
Social Sciences
Identifiers
urn:nbn:se:miun:diva-35315 (URN)
Available from: 2018-12-20 Created: 2018-12-20 Last updated: 2018-12-21Bibliographically approved
Öhman, P. & Yazdanfar, D. (2018). Organizational-level profitability determinants in commercial banks: Swedish evidence. Journal of economic studies, 45(6), 1175-1191
Open this publication in new window or tab >>Organizational-level profitability determinants in commercial banks: Swedish evidence
2018 (English)In: Journal of economic studies, ISSN 0144-3585, E-ISSN 1758-7387, Vol. 45, no 6, p. 1175-1191Article in journal (Refereed) Published
Abstract [en]

Purpose The purpose of this paper is to examine organizational-level determinants of commercial bank profitability. Design/methodology/approach Using bank-level longitudinal panel data for the 2005-2014 period, this study conducts univariate and multivariate statistical analyses, i.e. ordinary least squares (OLS), fixed-effects and feasible generalized least-squares (FGLS) regressions, to analyze profitability variables in Swedish commercial banks. Findings The findings indicate that the organizational-level determinants growth, lagged profitability and capital adequacy are positively related to banks' current profitability. No relationship was found between banks' size and their profitability. Moreover, no relationship was found between the macroeconomic control variable gross domestic product (GDP) and bank profitability. Practical implications Given that organizational-level determinants explain sustainable bank profitability, the findings can be used by bank managers as a basis for low-risk bank policy formulation, and by regulators in monitoring banks relative to international standards (i.e. the Basel Accords). Originality/value To the best of the authors' knowledge, this is the first study to investigate determinants of bank profitability in Sweden, a country with a strong tradition of bank-based financing, with previous experience of a domestic bank crisis in the 1990s, and where the recent global financial crisis had relatively little impact on domestic banks.

Keywords
Profitability, Regulation, Bank, Resource-based approach, Organizational-level determinants
National Category
Economics and Business
Identifiers
urn:nbn:se:miun:diva-35044 (URN)10.1108/JES-07-2017-0182 (DOI)000450078700005 ()2-s2.0-85056581994 (Scopus ID)
Available from: 2018-12-04 Created: 2018-12-04 Last updated: 2018-12-10Bibliographically approved
Kachlami, H. M., Yazdanfar, D. & Öhman, P. (2018). Regional demand and supply factors of social entrepreneurship. International Journal of Entrepreneurial Behaviour & Research, 24(3), 714-733
Open this publication in new window or tab >>Regional demand and supply factors of social entrepreneurship
2018 (English)In: International Journal of Entrepreneurial Behaviour & Research, ISSN 1355-2554, E-ISSN 1758-6534, Vol. 24, no 3, p. 714-733Article in journal (Refereed) Published
Abstract [en]

Purpose

The purpose of this paper is to empirically investigate determinants of social entrepreneurship.

Design/methodology/approach

The study uses a large-scale database covering Sweden’s 290 municipalities over the 1990-2014 period. The theoretical analysis is based on the demand and supply theory of entrepreneurship, while the empirical analysis is based on feasible generalized least-squares regression models.

Findings

The results indicate that the male proportion of the workforce, education level, the presence of entrepreneurial role models, wealth, unemployment rate, age, and urbanization positively influence the rate of social venture creation in a region.

Originality/value

This is one of few studies that empirically investigate determinants of social entrepreneurship, and the very first in the Swedish context. The study uses a large-scale database and advanced regression methods.

Keywords
Demand and supply factors, Demand and supply theory, Determinants, Social entrepreneurship, Sweden
National Category
Business Administration
Identifiers
urn:nbn:se:miun:diva-29280 (URN)10.1108/IJEBR-09-2016-0292 (DOI)000432667700009 ()2-s2.0-85033553869 (Scopus ID)
Available from: 2016-11-12 Created: 2016-11-12 Last updated: 2019-03-25Bibliographically approved
Yazdanfar, D. & Öhman, P. (2018). Sysselsättningen i små och medelstora företag.
Open this publication in new window or tab >>Sysselsättningen i små och medelstora företag
2018 (Swedish)Report (Other academic)
Publisher
p. 7
Series
Rapport / CER - Centrum för forskning om ekonomiska relationer ; 2018:3
National Category
Social Sciences
Identifiers
urn:nbn:se:miun:diva-35316 (URN)
Available from: 2018-12-20 Created: 2018-12-20 Last updated: 2018-12-21Bibliographically approved
Öhman, P. & Yazdanfar, D. (2018). Vad påverkar bankers lönsamhet?.
Open this publication in new window or tab >>Vad påverkar bankers lönsamhet?
2018 (Swedish)Report (Other academic)
Publisher
p. 6
Series
Rapport / CER - Centrum för forskning om ekonomiska relationer ; 2018:6
National Category
Social Sciences
Identifiers
urn:nbn:se:miun:diva-35317 (URN)
Available from: 2018-12-20 Created: 2018-12-20 Last updated: 2018-12-21Bibliographically approved
Öhman, P. & Yazdanfar, D. (2017). Bank lending and property prices in Sweden. In: Magnus Andersson, Peter Palm (Ed.), Book of Proceedings: 6th Malmö Real Estate Research Conference. Paper presented at The 6th annual real estate workshop, 18-19 maj 2017, Malmö, Sverige.. Malmö University
Open this publication in new window or tab >>Bank lending and property prices in Sweden
2017 (English)In: Book of Proceedings: 6th Malmö Real Estate Research Conference / [ed] Magnus Andersson, Peter Palm, Malmö University , 2017Conference paper, Published paper (Refereed)
Abstract [en]

Purpose – The purpose of this study is to investigate the Granger causal link between bank lending and house prices. Design/methodology/approach – Several econometric methods, including Granger causality tests based on a vector error-correction model, were applied to analyse monthly time series data in the Swedish context. The data includes apartment prices, villa prices, bank lending, mortgage rates, and consumer price index for the period September 2005 to October 2013. Findings – The results show that bank lending and house prices are co-integrated. According to the Granger causality tests, bidirectional relationships exist between bank lending and each of apartment and villa prices, confirming the financial accelerator mechanism. Originality/value – As far as the authors know, this study represents the first analysis of the causal link between bank lending and the housing market in terms of apartment and villa prices in the Swedish context. 

Place, publisher, year, edition, pages
Malmö University, 2017
Keywords
House prices, Prices of apartments, Prices of villas, Bank lending, Vector error correction model, Granger causality tests
National Category
Social Sciences
Identifiers
urn:nbn:se:miun:diva-32581 (URN)978-91-7104-782-3 (ISBN)
Conference
The 6th annual real estate workshop, 18-19 maj 2017, Malmö, Sverige.
Available from: 2017-12-21 Created: 2017-12-21 Last updated: 2017-12-22Bibliographically approved
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